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How does insurance work at MyMalls?

Learn how insurance protects your packages shipped with MyMalls, covering loss or damage during international delivery.

Natasha Delgado avatar
Written by Natasha Delgado
Updated yesterday

Overview

At MyMalls, you can add package insurance to protect your shipments against loss or damage during international transit. Insurance applies from the moment your package leaves our U.S. warehouse until it’s delivered to you.


What’s Covered

Insurance covers:

  • Loss or physical damage during shipment

  • Declared values up to US $5,000 per shipment

Insurance does not cover:

  • Used or second-hand items

  • Delays or indirect loss

  • Items damaged or lost before arriving at your MyMalls Suite

  • Items prohibited under our Terms of Use


How It Works

During checkout, you’ll see the option to add insurance.
Insurance rates and conditions are the same for DHL Express, FedEx, UPS Worldwide Saver and MyMalls Economy:

Declared Value (US $)

Insurance

Up to $100

Free coverage included

$100 – $1,000

Optional at 2.5% of declared value

$1,000 – $5,000

Required at 2.5% of declared value

Above $5,000

Not insurable through MyMalls

💡 Example: A shipment valued at US $400 adds US $10 insurance coverage (2.5%).


Filing a Claim

If your insured shipment is lost or arrives damaged, please follow these steps:

Courier

Claim window

DHL Express

Within 30 days of shipment purchase

FedEx

Within 21 days of shipment purchase

MyMalls Economy

Within 30 days of shipment purchase

How to Initiate a Claim

  1. Contact MyMalls Support with your shipment ID.

  2. Include clear photos of:

    • Damaged items

    • Packaging material (inside and outside)

    • The outer box showing visible damage

  3. Do not discard or alter packaging or items until instructed by MyMalls.

  4. Our team will review and coordinate the claim with the courier.

⏱ Typical resolution time: 2–4 weeks depending on courier processing.


Frequently Asked Questions

Is insurance mandatory?

Only for shipments valued over US $1,000 — then it’s automatically added.

Can I add insurance after checkout?

Your shipment will have only the courier’s standard liability coverage (up to US $100).

What happens if I don’t add insurance?

Your shipment will have only the courier’s standard liability coverage (up to US $100).

Does insurance cover customs duties or delays?

No. It only covers loss or physical damage during transit.

How is the fee calculated?

2.5% of the declared value (e.g., $2,000 → $50 insurance).

Can I file a claim after accepting the package?

Yes — if within the claim window and you provide photos showing damage.

Are return shipments covered?

No. Insurance applies only to outbound shipments from MyMalls.


Tips for a Smooth Process

  • Always declare the true purchase value — claims are limited to the declared amount.

  • Keep purchase invoices and item photos before shipping.

  • Save all packaging materials until your claim is resolved.


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